Category Archives: Uninsured Employers

HOW DO SMALL BUSINESSES GET WORKERS’ COMPENSATION INSURANCE COVERAGE IN CALIFORNIA?

Small companies are the backbone of the California economy. According to data from the Small Business Administration (SBA), there are 4.2 million small businesses actively operating in California. Under state law (Labor Code § 3700), all small businesses are required to provide no-fault workers’ compensation coverage As a small business owner or operator, you may […]

FIVE SIGNS THAT YOU SHOULD HIRE A WORKERS’ COMPENSATION DEFENSE ATTORNEY IN CALIFORNIA

Did you know that California’s workers’ compensation insurance system is the single largest privately administered social benefits system in the entire world? Our state also has one of the most complex and comprehensive workers’ compensation systems. For employers, claims administrators, and insurers navigating the process, there are many different circumstances in which they could benefit […]

CAN AN UNINSURED EMPLOYER BE SUED BY AN INJURED WORKER IN CALIFORNIA?

Employers in California must provide workers’ compensation coverage to all of their employees (Labor Code § 3700). There are serious legal consequences for the failure to do so. This raises an important question: Can an uninsured employer be sued by an injured worker in California? The answer is a clear and resounding ‘yes’—uninsured employers are […]

UNINSURED EMPLOYER DEFENSE: HOW TO RESPOND TO A SPECIAL NOTICE OF LAWSUIT (SNOL) IN CALIFORNIA

The California Department of Industrial Relations (DIR) is clear: Employers in our state “are required by law to have workers’ compensation insurance.” An uninsured employer could face several different sanctions, including: Civil legal action in the form of personal injury liability; A state-issued fine that could be as high as $10,000.00 per worker; A doubling […]

FIVE POTENTIAL PENALTIES AN EMPLOYER COULD FACE FOR FAILURE TO OBTAIN WORKERS’ COMPENSATION INSURANCE IN CALIFORNIA

California has a mandatory workers’ compensation law in place. Under California law (Labor Code § 3700), all businesses and organizations that have employees in the state must meet this requirement. An employer that is uninsured in violation of California’s workers’ compensation law can face significant sanctions. In this article, our Bakersfield workers’ compensation defense attorney […]

ORANGE COUNTY WOMAN CITED FOR WORKERS’ COMPENSATION FRAUD, ACTING AS AN UNINSURED EMPLOYER

According to a report from Insurance Business Magazine, an Orange County, CA woman is facing criminal charges for workers’ compensation fraud and being an uninsured employer. She allegedly defrauded employers out of $1.4 million in workers’ compensation premiums while acting as an unlicensed insurance agent. In this blog post, our Fresno workers’ compensation defense attorney […]

JOINING THE UNINSURED EMPLOYERS BENEFITS TRUST FUND

California mandates that employers must provide workers’ compensation insurance coverage for their employees. Uninsured employers face serious liability risks. Among other things, an uninsured California employer may face civil liability through a personal injury lawsuit, financial sanctions from the state, and even criminal penalties. As a general rule, an uninsured employers’ workers’ compensation claim starts […]

CALIFORNIA TRUCKING COMPANY CHARGED WITH DEFRAUDING WORKERS’ COMPENSATION INSURER AND EMPLOYMENT DEVELOPMENT DEPARTMENT

According to a report from the Insurance Journal, two California truck company owners, Hardip Singh and Amandeep Kaur, have been charged as part of a workers’ compensation insurance fraud scheme. The business partners owned and operated a Sacramento-based trucking company called Trust Transport, Inc. They are alleged to have systematically underreported payroll. By doing so, […]

UNINSURED EMPLOYERS FACE SERIOUS RISKS IN CALIFORNIA: HERE IS HOW A PROACTIVE APPROACH CAN HELP

As noted by the California Department of Industrial Relations, all employers in our state are required to carry workers’ compensation insurance as a matter of law. Companies and organizations that fail to comply with this requirement face significant liability risks—potentially including financial sanctions and criminal penalties. At Yrulegui & Roberts, we have extensive experience representing […]

UNINSURED EMPLOYER CLAIMS IN CALIFORNIA: KNOW THE RISK OF HIRING AN UNLICENSED CONTRACTOR

Under California state law, employers are required to obtain workers’ compensation insurance for their employees. The failure to do so could result in an employer facing stiff legal penalties. Among other things, a business or organization may be hit with civil damages, regulatory fines, additional penalty compensation, and potentially even criminal charges. Most business owners […]