Monthly Archives: August 2020

UNINSURED EMPLOYER CLAIMS IN CALIFORNIA: KNOW THE RISK OF HIRING AN UNLICENSED CONTRACTOR

Under California state law, employers are required to obtain workers’ compensation insurance for their employees. The failure to do so could result in an employer facing stiff legal penalties. Among other things, a business or organization may be hit with civil damages, regulatory fines, additional penalty compensation, and potentially even criminal charges. Most business owners […]

HOW TO AVOID BEING STUCK IN A CONSTANT LOOP OF REPLACEMENT PANEL QME REQUESTS

Have you ever been stuck in a constant loop of replacement panel requests, one after another, ultimately causing significant delay in the discovery process? Nowadays, the panel QME process is almost inevitable in the handling of every workers’ compensation claims to resolve any and all disputed medical issues, particularly in cases where the applicant is […]

WHAT IS SUBROGATION AND HOW DOES IT APPLY TO WORKERS’ COMPENSATION CLAIMS IN CALIFORNIA?

Workers’ compensation benefits must be provided no matter who was at fault for the job-related accident. An injured employee can bring a claim for more medical coverage and disability benefits, even if the employer did nothing wrong. That being said, it is important for insurers, claims administrators, and employers to determine exactly how an accident […]