Category Archives: Insurance

Workers’ Compensation Subrogation: An Overview of California Insurance Code § 11662

When an employee is injured on the job in California, he or she will generally bring a workers’ compensation claim. That injured worker may also have an additional claim—such as against a negligent third party that contributed to their accident. In these cases, complex issues related to subrogation can arise. California Insurance Code § 11662 […]

What if a subcontractor’s Employee is Hurt on Your Worksite in California? Can they File for Workers’ Compensation Against Your Company?

Many companies in California work with subcontractors. You may be wondering: What happens if a subcontractor’s employee is hurt at your worksite? The short answer is that their workers’ compensation claim is through their own employer—but if your negligence contributed to the accident, your company may bear liability through a third-party liability lawsuit. Here, our […]

Workers’ Compensation Law in California: Commercial Traveler Regulations

As explained by the California Department of Insurance, employers are required to purchase and maintain no-fault workers’ compensation insurance for their employees. Workers are generally covered as long as they were hurt within the “course and scope” of their employment. What happens if your employee is engaged in off-site travel? This is where California’s commercial […]

Big Rate Increases Expected for Workers’ Compensation in California

According to PropertyCasualty360, a big rate increase is expected for workers’ compensation premiums in California in the coming year. The California Department of Industrial Relations (DIR) recently notified insurance companies that work in the system that there may be a double-digit rate increase in 2024. Here, our Fresno workers’ compensation defense law firm provides an […]

Insurance Agent in California Arrested and Charged With Stealing Workers’ Compensation Premiums from Small Business Owners

According to reporting from the Insurance Journal, an insurance agent in California has been arrested and charged with multiple serious felony criminal offenses for allegedly stealing the workers’ compensation premiums paid by several small businesses. Erin Lee McCarroll of Laguna Beach, CA, was arraigned on 27 criminal counts, including grand theft charges, in the workers’ […]

CALIFORNIA BUSINESS OWNER AND OFFICE COMPLIANCE MANAGER CHARGED IN WORKERS’ COMPENSATION FRAUD CASE

According to a report from the Insurance Journal, a business owner in California has been arrested and charged as part of a workers’ compensation fraud case. Notably, the company’s office compliance manager is also facing criminal workers’ compensation fraud charges. Within this article, our Fresno workers’ compensation defense law firm provides an overview of the […]

CONTRACTORS CHARGED WITH WORKERS’ COMPENSATION FRAUD AND CONSPIRACY IN CALIFORNIA

According to a report from the Insurance Journal, people associated with two separate Bay Area construction companies have been charged with workers’ compensation insurance fraud as well as a related conspiracy offense. The companies reportedly paid more than $12 million in unreported and/or misclassified wages to workers. The business owners and management employees deemed responsible […]

CALIFORNIA STEPPING UP THE FIGHT AGAINST MEDICAL PROVIDER FRAUD IN THE WORKERS’ COMPENSATION SYSTEM

According to a report from the Insurance Journal, California regulators are stepping up the fight against insurance fraud—especially workers’ compensation fraud committed by medical providers. California Insurance Commissioner, Ricardo Lara, has announced more than $50 million in insurance fraud prevention grants to 34 District Attorneys’ (DA) offices across the state. Notably, a significant portion of […]

REPORT: $15 BILLION IN TOTAL WORKERS’ COMPENSATION LOSSES AND EXPENSES FOR INSURANCE COMPANIES IN 2022

On June 29, 2023, the Insurance Journal reported that the total workers’ compensation-related expenses and losses incurred by insurance companies in California in 2022 is approximately $15 billion. The full report was put together by the Workers’ Compensation Insurance Rating Bureau of California (WCIRB). California state law mandates that workers’ compensation insurers provide comprehensive financial […]

WORKERS’ COMPENSATION INSURANCE IN CALIFORNIA: UNDERSTANDING YOUR MOST BASIC RESPONSIBILITIES AS AN EMPLOYER

Employers in California are legally obligated to purchase and maintain no-fault workers’ compensation insurance coverage (Labor Code § 3700). As an employer, you have certain legal obligations under our state’s workers’ compensation laws. Failure to abide by these duties could lead to a number of different legal problems. In this article, our Bakersfield workers’ compensation […]