Monthly Archives: May 2021

CALIFORNIA WORKERS’ COMPENSATION COMMITTEE VOTES FOR A 2.7% INCREASE TO PREMIUMS

According to a report from the Insurance Journal, the committee governing the Workers’ Compensation Insurance Rating Bureau of California (WCIRB) has voted to move forward with a 2.7% increase to the “pure premium” of workers’ compensation rates. The governing committee of the WCIRB cited both the COVID-19 pandemic and other structural changes as significant factors […]

DEMYSTIFYING CALIFORNIA WORKERS’ COMPENSATION BILLING: WHAT ARE EORS?

Workers’ compensation claims are complicated, especially when it comes to the issue of resolving bills from medical providers. You may have come across an unfamiliar industry-specific term — EOR. As defined in the state’s Workers’ Compensation Medical Billing and Payment Guide, Explanations of Review (EORs) are the “explanation of payment or the denial of payment” […]

JOINING THE UNINSURED EMPLOYERS BENEFITS TRUST FUND

California mandates that employers must provide workers’ compensation insurance coverage for their employees. Uninsured employers face serious liability risks. Among other things, an uninsured California employer may face civil liability through a personal injury lawsuit, financial sanctions from the state, and even criminal penalties. As a general rule, an uninsured employers’ workers’ compensation claim starts […]