Under California state law, employers must get workers’ compensation coverage for their employees. In California, an uninsured employer is “any employer who has failed to secure the payment of compensation as required by Labor Code Section 3700” (§15560). What happens if your company has failed to get insurance coverage? You need to take proactive measures […]
On March 4, 2024, the Insurance Journal reported that cumulative trauma claims represent a disproportionate share of the workers’ compensation cases that end up in litigation. As part of a major study, researchers studied a representative region in the Los Angeles Basin to assess the outcome of claims. Businesses, claims administrators, and insurers should be […]
Many companies in California work with subcontractors. You may be wondering: What happens if a subcontractor’s employee is hurt at your worksite? The short answer is that their workers’ compensation claim is through their own employer—but if your negligence contributed to the accident, your company may bear liability through a third-party liability lawsuit. Here, our […]
As explained by the California Department of Insurance, employers are required to purchase and maintain no-fault workers’ compensation insurance for their employees. Workers are generally covered as long as they were hurt within the “course and scope” of their employment. What happens if your employee is engaged in off-site travel? This is where California’s commercial […]
According to a report from the Claims Journal, inpatient hospitalizations for workers’ compensation cases are down approximately 50% in California from 2012 to 2022. The change is driven by several different factors, including a drop in overall workers’ compensation claims and an overall increase in outpatient procedures. Within this article, our Bakersfield workers’ compensation defense […]
While workers’ compensation is generally the sole remedy that an injured worker has against their own employer, a company could face a serious and willful misconduct claim if gross negligence or an intentional safety violation caused that worker’s injury. This raises an important question: Is an employer still liable if an employee was responsible for […]
In California, businesses and organizations are required to obtain and maintain no-fault workers’ compensation coverage for their employees. An employer that is uninsured is in violation of the law—and, as such, could face civil and even criminal sanctions. What happens if coverage lapses for a short period of time? The short answer is that an […]
Did an employee at your company file for workers’ compensation benefits? Employers—and their insurers and claims administrators—have the right to review the claim and approve or deny it based on the information provided. In general, the deadline to deny a workers’ compensation claim in California is 90 days. Here, our Fresno workers’ compensation defense attorney […]
On January 24, 2024, Business Insurance reported that a proposed state law would require all employers to change their workers’ compensation notification to clarify and emphasize an injured worker’s right to consult with an attorney. Here, our Bakersfield workers’ compensation defense law firm provides an overview of the proposed law that would put additional obligations […]
Workers’ compensation fraud is a serious issue. The California Department of Insurance estimates that fraud within the workers’ compensation system costs the state between $1 billion and $3 billion each year. This raises an important question: How is workers’ compensation fraud defined? Our Fresno workers’ compensation defense law firm answers the question by providing a […]
